Archives: Team

Technical Manager for LATAM, I am also responsible for disseminating and evangelizing technical concepts, perspectives and trends in Risk & Fraud Management and Money Laundering Prevention. I have a degree in Computer Science from the Pontifical Catholic University of Rio de Janeiro (PUC-RJ) and over 40 years’ experience in the Information Technology sector, having participated in the development of projects on various fronts, such as mainframes, low and medium platforms, Business Process Outsourcing (BPO) and network architecture in companies such as Chase Manhattan Bank, Banco da Bahia (BBM), EDS, EverSystems, Vasco Data Security (OneSpan), among others.

Over the past years, I have worked at the forefront of fraud prevention, financial risk and operational integrity in leading institutions across Latin America, leading initiatives in banks, acquirers and major payment players, focused on developing advanced fraud detection, AML and risk management models based on analytics and artificial intelligence. I hold a degree in Computer Science from Universidade Presbiteriana Mackenzie, with further specialization from Unicamp and executive education from Fundação Getulio Vargas (FGV). My focus is on helping financial institutions reduce losses, improve operational efficiency and strengthen regulatory compliance, combining hands-on experience, technical expertise and a strong business perspective.

Ayrton Torres is Regional Country Manager of Lyfense Brazil, a strategic subsidiary of Lynx Financial Crime Tech S.A., with a focus on advanced anti-fraud and AML/CTF   solutions for the Brazilian market. A senior executive with more than 30 years of international management experience, he led operations at IBM and SAP across multiple countries (including Brazil, Europe and Latin America), with expertise in business expansion, corporate governance and global partnerships in the Information   Technology (IT) sector. His track record includes the structuring of local units, cross-border negotiations, and the acceleration of growth in regulated and competitive environments.

I am an Engineer passionate about technology and new challenges, with 30 years of experience in the financial and technology sector, mostly in startups and innovative companies, where I have held positions of high responsibility in technology, operations and commercial areas. Before joining Lyfense I was working from a very early stage, as COO at Ebury, leading the main technology and operations hub in Málaga and contributing to the growth and international expansion to more than 25 countries.Previously I was a co-founder and held management positions in Software Development project companies in the areas of mobility, Web presence and security and I have also worked for companies in the telecommunications and consulting sector such as Vodafone and Accenture. I really enjoy practicing sports such as cycling, running or hiking and staying active in general.

I am Carlos Santa Cruz, the CTO of Lyfense and a Professor of Computer Science and Artificial Intelligence at the Universidad Autónoma de Madrid (UAM). I was involved in the development and design of the fraud and AML applications from the very beginning.

At Lyfense, I lead the development of fraud detection and anti-money laundering tools. We use AI to help our customers identify and prevent fraudulent transactions.

I have a PhD in solid state physics, which gave me a strong foundation in mathematics, computer science, and statistics. I am passionate about AI because I believe it has the potential to make a real difference in the world.

I love being active in my free time. I am an amateur hiker and I love exploring new trails in the great outdoors. I always make time for my family and friends. We love spending time together, whether we are going on outings, just hanging out, or simply talking and laughing.